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Non-lucrative residence visa

Complete guide to the non-lucrative visa in Spain: minimum income €2,402/month (400% IPREM 2026), required documents, step-by-step process. Ideal for retirees and passive income earners.

Ingresos mínimos €2,402/month (400% IPREM 2026)
Duración inicial 1 year (renewable)
Tiempo resolución 1–3 months
¿Permite trabajar? ✗ No
¿Con familia? ✓ Sí
Tasa 2026 Form 790 code 052: €38.28

Proceso paso a paso

The application must be submitted at the Spanish consulate in your country of residence.

1
Gather documentation
Prepare all required documents. Have foreign documents apostilled and translated by a certified sworn translator.
2
Schedule a consulate appointment
Book an appointment at the Spanish consulate responsible for your country of residence.
3
Submit your application
Attend the consulate with your complete documentation. Fingerprints will be taken.
4
Decision
The consulate forwards the application to Spain. A decision is issued within 1 to 3 months. Failure to respond within the deadline is deemed a rejection.
5
Collect your visa
If approved, collect your visa at the consulate. You have 1 month to enter Spain.
6
Apply for your TIE in Spain
Apply for your Foreigner Identity Card (TIE) at the immigration office within 1 month of arrival. Pay the fee using Form 790 code 012 (€16.08).
Publicidad

Errores que llevan a la denegación

⚠️ Attempting to work while holding a non-lucrative visa

Consecuencia: Serious violation that may result in revocation of the permit and deportation

Solución: This visa does NOT permit any form of employment in Spain under any circumstances. If you wish to work, you will need a different type of visa.

⚠️ Failing to meet the 400% IPREM threshold or failing to demonstrate it correctly

Consecuencia: Application denial

Solución: Prove a minimum of €2,402/month using bank statements from the last 6–12 months. Valid sources include: pensions, dividends, rental income, and interest. Future employment income is not accepted.

⚠️ Submitting travel insurance instead of comprehensive private health insurance

Consecuencia: Automatic denial

Solución: Take out a health insurance policy with an insurer authorized in Spain, with no co-payments and no waiting periods.

⚠️ Failing to apply for renewal at least 60 days before expiry

Consecuencia: Irregular immigration status if the deadline is exceeded

Solución: Note your permit's expiry date and submit your renewal application at least 60 days in advance.

Renovación

Duración renovación: 2 años

Plazo solicitud: 60 días antes de la expiración

Requisitos:

  • Mantener los medios económicos (400% IPREM)
  • Seguro médico vigente
  • No haber permanecido fuera de España más de 6 meses al año
  • No haber trabajado en España

Fuentes oficiales

🔗 Ley Orgánica 4/2000 de derechos y libertades de los extranjeros → 🔗 Reglamento LOEX - RD 557/2011 → 🔗 Ministerio de Asuntos Exteriores - Visados → 🔗 Sede electrónica Policía Nacional - Cita TIE →

Última actualización: 2026-04-15

ℹ️ La información de esta web es orientativa y de carácter general. No constituye asesoramiento jurídico. Para tu caso concreto, consulta con un abogado especializado en extranjería o con la oficina oficial correspondiente. Emigra España nunca aconseja actuar fuera de la legalidad.